You can choose between three Medical plans:

• Premium HSA – a high deductible health plan that offers an HSA. If you enroll in the Premium HSA, Baker Hughes will make a contribution to your HSA.
• Basic HSA – a high deductible health plan that offers an HSA. There is no company contribution to the HSA.
• Standard Plan – a traditional medical plan with the option to enroll in a Health Care Flexible Spending Account (HCFSA).

All medical plans cover the same services and procedures; however, your deductible, coinsurance, and premium rates will vary for each plan option.

Yes. Eligibility is determined based on your home address on file. You cannot elect an Out-of-Area Medical plan. If you are eligible for an Out-of-Area Medical plan, it will be displayed as an option when you enroll in your benefits.

You can still enroll in the Premium HSA or Basic HSA plan, but you will not be eligible to contribute to an HSA if you are enrolled in Medicare. It will be your responsibility to ensure you do not contribute to the HSA or you could face tax penalties.

The Medical plan carrier is UnitedHealthcare (UHC).

To find a provider you can go here.

All Baker Hughes employees can receive an annual in-network physical at no cost. As a leader at Baker Hughes, you’re encouraged to be even more proactive with your health and the company supports that by providing a more comprehensive physical exam each year. The executive physical program is for SEB+ employees only. Learn more here.

You will receive Medical plan and Prescription Drug ID cards if you enroll in coverage for the first time or change your plan coverage for 2025. If you remain in the same plan you have today, you will not receive a new ID card. You will not receive an ID card for the Dental plan, Vision plan, Health Care FSA, or Dependent Care FSA.

Yes. All three Medical plan options offer access to Virtual Visits through UnitedHealthcare.

You can consult with a doctor via video chat, so you and your family get the convenient care you need from home, work, or on-the-go.

Each Medical plan option has Prescription Drug coverage. Read your Executive Benefits Guide for details about your prescription drug coverage works.

CVS/caremark is the prescription drug administrator.

Go to caremark.com or call CVS/caremark at 1-877-252-3485.

If you enroll in the Premium HSA or Basic HSA, your Prescription Drug coverage and Medical plan have the same deductible. Prescription drug costs you pay will apply to your Medical plan deductible and out-of-pocket maximum. However, the deductible does not apply to certain preventive drugs.  To review the preventive drug list, click here or visit www.caremark.com, or call 1-877-252-3485.

If you enroll in the Standard Plan, there is no prescription drug deductible. But any prescription drug cost you pay will apply to your Medical plan out-of-pocket maximum.

New ID cards will be issued to new enrollees from CVS/caremark.